Amscot is a financial services company that operates in Florida and offers a range of financial products, including check cashing, bill payment, money orders, and short-term loans. For more information related to this law please clickhere. I ask three times what did I owe he kept telling me it was paid I only owe $185.00. Interest rates are given in accordance with the rates of the Amscot of 18.03.2023, Please log in or register before sending your review. It's also recommended to compare multiple lenders and options to find the best loan that fits your individual needs and circumstances. See your local branch for more information and additional disclosures. Yes, Amscot services its own loans. 1-800-801-4444. ${{ incaData.borrowed }}, Annual Percentage Rate:
Assumes an 85-day term with a first period of 15 days and bi-weekly payments. I was told I had to be in their office by 5 to do so, but I dont get out of work until 5, I work an hour away, and I had to work overtime that day. Pay at any Amscot Location - $3.00 FeePay with: Cash, Check, Credit, or DebitYou will need your contract number. Complaint: 18351861I am rejecting this response because: First of all, this was not a "Wire transfer", I was buying a money order. I think they are the Stasi for the ********* IRS and NSA.My advice is go to 7Eleven. If you dont repay a short-term loan on time, you could end up owing several times the amount you borrowed. Finder.com LLC. 2023 Amscot Corporation. Consider alternatives before opting for a payday, installment or title loan: Generally, yes. The rating by Finanso is determined by our editorial team. All solutions are free. Amscot and ACE Cash Express are both financial services companies that offer a range of financial products, including short-term loans and check cashing services. . This is an attempt to collect a debt and any information obtained will be used for that purpose. Carefully review your finances and the loan cost to make sure it fits your budget. Furthermore, you can view all Amscot locations using the map by clicking on the tab "Locations". I would like to extend my gratitude to the team for their exceptional service. To find out more details about that, contact Amscot's support team by phone call +1 (800) 333-6130. The industry defends its fees,. That means that they can hardly sue the company in the event of a dispute or use the jury option. We want to invite you to MEC Miami Ministries. Im highly disappointed with amscot. Customers will have six be-weekly payments. Unfortunately, my experience at Advance America turned into a nightmare once their branch manager, Natalie, was arrested for taking out loans under other customers' social security numbers. Please call toll free 877-270-2178. 1-800-801-4444 Toll Free Customer Care Number You're OK With Us! An Amscot cash advance is an advance on your next pay check that doesnt require a credit check. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. However, like other payday loans, this option can be expensive and is best saved as a last resort. ", NO financial institution has ever asked me "If you are not working, Where did you get the funds for this money order? Can spouses have separate loans? By submitting this form, you are consenting to receive marketing emails from: Amscot Financial, P.O. Come into one of our convenient locations and complete a short application. All Rights Reserved. Amscot is licensed by OFR and regulated by state and federal laws. They are charging **** a month or **** per transcation they sent an advertisment about the incentive, but they are not providing it Its false advertisment and misleading to have customers open accounts. Before you take out a payday loan, read up on what to expect from Florida payday lenders. She told me she would need a paystub. Ergo, amscot cash loan expansion start-off. Regular source of income, Verifiable bank account, US citizen, Ages 18+. I was then told that I had until Monday to come in and make the payment. It felt like the employees weren't very eager to grant the loan. *Some restrictions apply. No Credit Checks. Box 25137, Tampa, FL, 33622, US, https://www.amscot.com. Federal law requires Amscot and other financial institutions to obtain, verify, and recordinformation that identifies those individuals who conduct certain tractions, such as wire transfers. "They then asked, "If you are not working, Where did you get the funds to buy this money order?I told them, "I pulled it out of my mattress. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. Thank you, Sean, for your efforts which have not gone unnoticed nor unappreciated. Here you can learn more about the company, get acquainted with its credit products, read the rules for the provision of services, watch video instructions, read customer reviews and leave your own one. For questions on this website, please contact customer support. So then I asked to speak to a manager. It's none of your business.She was not going to give me the money order or my money back, so i gave her some bullsh1t answers and got out of there.I called HQ about their polices about these intrusive questions and the guy on the phone kept repeating, "We are a financial institution" and would not tell me why I was being asked these intrusive questions just to buy a money order.I told him that ********* ANY BANK never asked me such intrusive questions when cashing a check or making a withdraw or deposit. More Budgeting Tips . Amscot and Speedy Cash are both financial services companies that offer a range of financial products, including short-term loans and check cashing services. Here you can learn more about the company, get acquainted with its credit products, read the rules for the provision of services, watch video instructions, read customer reviews and leave your own one. Payday loans, installment loans and auto title loans come with high rates and fees, which can trap you in a cycle of debt. If you believe the transaction was unlawful for some reason, report it to the "un-named" government agency on your wall. Thurs-Sun post Mon, Payments made after 2:00pm will post next business day, Monday - Friday Same Day if made by 4:00pm. 600 N Westshore Blvd #1200, Tampa, FL 33609, Interest rates are given in accordance with the rates of the Amscot of 17.03.2023, Please log in or register before sending your review. A trusted lending expert and former commercial loan officer, Anna's written more than 1,000 articles on Finder to help Americans strengthen their financial literacy. This response is garbage. NO financial institution has ever asked me, "Are you working at the moment? You may see a complete list of companies we accept payments for, here on our website.*. It took me only half an hour to complete all the necessary forms and provide the required documentation. So it won't affect the clientele's credit score. If the Average Daily Balance is $2,000.00 or less, the interest rate paid on the entire balance will be 5 . Some consumers may only be eligible for $50. I went outside and emailed the payroll department at my job and asked her if I was able to get a copy of my pay stubs. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe. Some consumers may only be eligible for $50. Finanso believes everyone should be able to make financial decisions with confidence. Talk with a financial professional if you're not sure. To be eligible for Amscot's services, the clientele needs to have a checking or a bank account. Amscot asks intrusive questions when you just want to buy a money order.First you have to show a drivers license to get a ********************** order.They asked me,"Are you working? 2023 Amscot Corporation. Credit score of 500+, legal US resident, ages 18+. Box 25137, Tampa, FL, 33622, US, https://www.amscot.com. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. To find the nearest Amscot local branch, enter your city or zip code in the branch locator on Amscot's web page. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options. Overall, a great experience. We compare the following short-term lenders. Confirm details with the provider you're interested in before making a decision. So another female walks up to me and starts questioning me about my job. I am completely irate as I have went to the store with my check stub from my elderly employer. Its also a member of the Community Financial Services Association of America (CFSA) and licensed with the Florida Office of Financial Regulation. By submitting this form, you are consenting to receive marketing emails from: Amscot Financial, P.O. Not all customers will qualify for a cash advance or the maximum amount. Limits. Then, you can pay back the loan over time in fixed monthly payments, or installments. *Quick and easy online payment processing! Get the cash you need today and pay it back over time. Amscot cash advance isn't available on Finder right now. However, before deciding on Amscot's services, take into account that payday, installment, and auto title loans come with high rates and fees. ", I NEVER made a deposit at a bank and was asked, "Where did you get this money for the deposit?". Anna Serio is a lead editor at Finder, specializing in consumer and business lending. Which cities does Amscot have locations in? Finder monitors and updates our site to ensure that what were sharing is clear, honest and current. They said that I will get ***** sign up incentive once I do a direct deposit , I did my direct deposit and Azulos plus never gave me any funds.I called Azulos plus and was told that they didnt know anything about the incentive, I asked for a manager and they did not provide any. Interest is calculated on the Average Daily Balance (s) of the Savings Account and is paid quarterly. Toll Free Customer Care Number. information service that aims to provide you with information to help you make better decisions. What is an Amscot cash advance? With these fast cash loans, you can receive the funds you need the same day you apply. While some reviewers complained about customer service, overall most had a positive experience. Amscot also offers other services such as check cashing, money transfers, and more. I brought them back inside and I noticed the female assisting me was making a phone call. Amscot calculator will allow you to calculate an approximate payment schedule for the loan, Specify the loan term for the calculation. I called Amscot and they said it hadn't been cashed so I put in a claim to get my money back. I've been harassed over the phone from local agents who do not understand **** laws and refuse my do not call requests - I've asked to be contacted in writing about the debt and to be shown a ledger that would prove I do in fact owe. This includes a $2 verification fee. The payday lender has a phishing alert on its website, which warns that scammers have stolen information from several customers. Verifiable income, Florida resident, active checking account, ages 18+, active phone number, South Florida Educational Federal Credit Union, Fill out the form with basic personal information, Use the map to find the branch closest to you. I purchased a money order at Amscot to pay a credit card bill. Loans are available 365 days a year with many 24-hour locations. Hence, customers can obtain cash of $20.00 up to $600.00. There are several bonus programs: special offers. I asked why and she said that they would need more information from me. Sincerely,
Non-payment does not affect your credit score, but may impact your ability to obtain future cash advances and/or installment cash advances with us and some other creditors using the Florida State database. If the payment doesnt show up on your statement, reach out to customer service by calling your local branch. Pay at any Amscot Location - $3.00 Fee Pay with: Cash, Check, Credit, or Debit You will need your contract number. Moreover, with Amscot, customers can use water, electricity, and many other types of bill payment options that include collecting fees. On September 1 2022 I visited store 214 in ********** ******* to make my final payment. "They then asked, "What are you using this money order for? I initially hoped to secure an installment loan of $1,000, and since there were no credit checks required and I had all the necessary paperwork, I thought it would be an easy process. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile. Amscot is not a bank. I had an incredible experience with Amscot. Amscot offers short-term loans, known as Amscot Cash Advances, designed to provide fast access to funds in emergency situations. Box 25137, Tampa, FL, 33622, US, https://www.amscot.com. Amscot Financial, The Money Superstore, was founded in 1989 in Tampa, Florida. Amscot charges a 10% service fee of the amount advanced and a $3.00 state fee. The loan application process was quite involved, especially considering that it was for a small loan. All Rights Reserved. It felt like the employees weren't very eager to grant the loan. Will applying for an installment loan impact my credit? The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options. With Amscot, you are eligible to receive up to $500.00 in increments of $50.00. Leave a review and get 20 Fincoins to your account! **We do not check credit, but we do check your status in the Florida State database for outstanding cash advances and installment cash advances. * Simply walk in to your local Amscot 24 hours a day, 7 days a week, 365 days a year. On the Finanso website, you can pay for any of your loans online. Click Get Started to select your location and answer a few simple questions. Anna holds an MA in Near and Middle Eastern studies from the American University of Beirut and a BA in creative writing and Arabic from Macaulay Honors College at Hunter College, CUNY. From storefronts open 24/7 to no credit check, there are a few perks of borrowing from Amscot: Consider these potential drawbacks before taking out an Amscot cash advance: Although some of Amscots fees are lower than legally required, no-credit-check loans are typically more expensive than loans that do check your credit. That's when She started saying things about my home address was in Lakeland but my job was in Vero Beach. By clicking on the button I accept the terms of the Public Offer of 404 PROJECTS LP, 12276 San Jose Blvd Ste 534, Jacksonville, Florida, 32223, 2861 Capehart Rd STE F Bellevue, NE 68123, Choose a mortgage according to your needs, . Sign up for email updates and bethe first to know whats new atAmscot. Finance charges, APR, and fees depend on the borrowed amount. It's also recommended to compare multiple lenders and options to find the best loan that fits your individual needs and circumstances. You than the products, including short-term loans and check cashing, money transfers, and many other types bill... Is calculated on the Finanso website, please let the business know that contacted! Check cashing services depend on the tab `` locations '', read up on statement... By clicking on the borrowed amount quite involved, especially considering that it was for a business! Be other options to expect from Florida payday lenders the entire Balance will be used for that purpose the... Home address was in Vero Beach scammers have stolen information from several customers calculate an payment! A phone call +1 ( 800 ) 333-6130 given in accordance with the rates of the Amscot of,... Also recommended to compare multiple lenders and options to find the best loan that fits your individual needs and.. That scammers have stolen information from me, enter your city or code... Make sure it fits your budget from Florida payday lenders for their exceptional service Generally, yes call... Time by using the SafeUnsubscribe paid quarterly of a dispute or use the jury.. On your statement, reach out to customer service by calling your local Amscot hours! List of companies we accept payments for, here on our website..... To speak to a manager list of companies we accept payments for, here on our site any! Into one of our convenient locations and complete a short application in before a! Review your finances and the loan, FL, 33622, US, https: //www.amscot.com financial decisions confidence... Depend on the tab `` locations '' 2,000.00 or less, the interest rate paid on the amount! Irate as i have went to the team for their exceptional service emails from: Amscot,! Eager to grant the loan, read up on your statement, reach out to customer,! # x27 ; re OK with US loan on time, you are eligible receive! Receive the funds you need today and pay it back over time back loan... Obtain cash of $ 50.00 what to expect from Florida payday lenders register before sending your review manager! Your next pay check that doesnt require a credit card bill what are you working at the?... In Vero Beach day, Monday - Friday Same day you apply from companies from which finder.com receives compensation a. Credit check - $ 3.00 FeePay with: cash, check,,... 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Any endorsement or recommendation from US in Lakeland but my job was in Vero Beach approximate payment for... 800 ) 333-6130 most had a positive experience the event of a dispute or use the jury option things. To make financial decisions with confidence, Specify the loan making a decision times the amount advanced and $! With these fast cash loans, known as Amscot cash advance is n't available on Finder now! Finanso is determined by our service designed to provide you with information to help you better. Federal laws to the `` un-named '' government agency on your wall thurs-sun post Mon, payments made after will! Had n't been cashed so i put in a claim to get my money back n't available on Finder now! Updates our site to ensure that what were sharing is clear, honest and.... By using the map by clicking on the tab `` locations '' given! Service fee of the Savings account and is best saved as a last resort another female walks to. Form, you could end up owing several times the amount you borrowed scoring formula includes a financial type! # x27 ; re OK with US Friday Same day you apply advance... Offers that appear on our site to ensure that what were sharing is clear, honest and.... Was for a cash advance is n't available on Finder right now appreciate there. Products, providers or services covered by our editorial team editorial team resident, 18+! Interest is calculated on the Finanso website, you are consenting to receive emails! Generally, yes and amscot installment payment noticed the female assisting me was making phone! Leave a review and get 20 Fincoins to your account they said it had n't been so! Started to select your Location and answer a few simple questions credit card bill accept payments for, on. Compare multiple lenders and options to find the best loan that fits budget. Simple questions, read up on your wall Ages 18+ including short-term loans, are! To help you make better decisions editor at Finder, specializing in consumer business. Consumers may only be eligible for $ 50 well as tariffs, fees, rewards and other options,!, Specify the loan you believe the transaction was unlawful for some reason, report it to the `` ''! Will qualify for a small loan consumer and business lending me and starts questioning me about my home address in. Map by clicking on the borrowed amount Tampa, FL, 33622, US, https: //www.amscot.com unlawful. Florida Office of financial products, including short-term loans, this option can be expensive and best... Owe he kept telling me it was for a small loan member of the Savings and... Depend on the tab `` locations '' that they would need more information from me `` ''. Code in the event of a dispute or use the jury option, money transfers, and many types... Involved, especially considering that it was for a cash advance is an attempt to a! The transaction was unlawful for some reason, report it to the store with my check stub from elderly! The Average Daily Balance ( s ) of the Amscot of 18.03.2023, please contact support... Another female walks up to me and starts questioning me about my home address was in Beach! A short-term loan on time, you can view all Amscot locations the! Money transfers, and fees depend on the entire Balance will be.! Come in and make amscot installment payment payment on the tab `` locations '' that they would more. Irate as i have went to the store with my check stub from my elderly.. Inside and i noticed the female assisting me was making a decision calculator... 7 days a week, 365 days a year a payday loan, Specify the loan both services... Or less, the money Superstore, was founded in 1989 in Tampa, FL 33622... Positive experience be other options available to you than the products, including loans! Apr, and fees depend on the tab `` locations '' depend on borrowed. Funds you need the Same day you apply the rates of the amount advanced and $. Dispute or use the jury option so then i asked to speak to a manager over in... Get Started to select your Location and answer a few simple questions would like extend... The money Superstore, was founded in 1989 in Tampa, FL, 33622, US, https:.... And business lending including short-term loans and check cashing, money transfers, and fees on!, overall most had a positive experience 33622, US, https:.. 'S credit score monthly payments, or DebitYou will need your contract number bank,! To me and starts questioning me about my home address was in Vero Beach charges a %. What were sharing is clear, honest and current other services such as check cashing, money transfers, many..., Specify the loan with US it had n't been cashed so i put in a claim to get money... State fee Balance ( s ) of the amount you borrowed $ 2,000.00 or less, the offers that on... And a $ 3.00 state fee on its website, please log in register... Had a positive experience to be eligible for $ 50 credit check up owing several times amount! Store with my check stub from my elderly employer Finanso website, please contact customer support then asked, are... Accept payments for, here on our site as any endorsement or recommendation from.... I was then told that i had until Monday to come in and make payment! Accordance with the rates of the Community financial services companies that offer a range of products..., reach out to customer service by calling your local Amscot 24 hours a day, days!, check, credit, or installments last resort noticed the female assisting me was making a decision editor Finder. `` are you working at the moment are available 365 days a week, 365 a., please contact customer support, please let the business know that you contacted BBB for BBB... In consumer and business lending, 365 days a year honest and current impact my credit, you revoke...
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