display: inline-block; background-size: 120%; Get up to $700 when you fund a J.P. Morgan Self-Directed Investing account. } } font-weight: normal !important; CDs and high-yield savings accounts are a better bang for your buck than interest from idle cash, so be sure to consider your options if suddenly find yourself holding a lot of cash in your brokerage account. Three popular types of bonds include corporate, municipal, and U.S. Treasury. .content-paragraph-page.page-advisors-in-transition .sch-cw-article-group-section .tile-simple .ti-wrapper .ti-inner-wrapper{ } width: 50px !important; background-color: transparent; Schwab's available-for-sale securities totaled nearly $150 billion with an average-weighted yield of 2.13%, while its held-to-maturity securities totaled $159 billion with an average-weighted . Comparison But these rates are simply too low to make much of an impact. border: none; Schwab has no account minimum, and offers access to over 500 funds with minimum investment requirements of $100 or less. background-image: url(/themes/custom/dice_bootstrap/images/sprite/sprite.svg); text-align: center; .footer #block-globaldisclaimer { The company has moved large amounts of securities from held-for-sale to held-to-maturity, which changes the accounting but only masks the trouble. } .content-paragraph-page.page-benchmarking .schwab-carousel .ti-inner-wrapper .ti-content a{ Schwab's Intelligent Portfolios have a cash allocation enrolled in the SWGXX fund yielding 2.53%. overflow-x: visible; 10. font-size: 62px; padding: 15px; } left: 20px; What are the Cheapest Vegetables Per Pound? #tile-id-23291 .ti-inner-wrapper{ MemberSIPC. @media (min-width: 768px) { } .content-paragraph-page.page-benchmarking .schwab-tabs .nav.nav-tabs .ti-tab a{ margin: 0; } flex-basis: 100%; text-transform: uppercase; Charles Schwab is one of those banks, with a combined $27.9 billion in unrealized losses across its held-to-maturity and available-for-sale bond portfolios, according to its annual 10-K filing. .container-wrapper.sch-cw-hero-banner-section.insights-ideas-hero{ } * The interest rate and Annual Percentage Yield (APY) will not change for the term of the account. NMLS# 3030. You could lose money by investing in the Schwab Money Funds. width: 100%; main .content-paragraph-page.page-schwab-advisor-services .tile-commentary .views-row .views-field-title a.sch-btn-cta-orange, .content-paragraph-page.page-transitioning-as-a-team .sch-cw-ipad-download-section .tile.tile-with-image.ti-twim-left-sm .ti-wrapper .ti-image img{ In line with the slump in interest rates, the dollar fell 0.9 percent against a basket of currencies of America's major trading partners. } .content-paragraph-page.page-transitioning-as-a-team .tile-modal .ti-text .transcript-collapse-control.collapsed .plus{ .content-paragraph-page.page-transitioning-as-a-team .sch-cw-hero-section{ .content-paragraph-page.page-benchmarking .schwab-tabs .nav.nav-tabs .ti-tab.active a{ margin: 0 2px 0 0; height: 325px; } .content-paragraph-page.page-transitioning-as-a-team .tile-modal .tile, } At the start of the second quarter, the effective Fed funds . This may not matter so much in a non-volatile interest rate environment, but the amount can be quite sizable when interest rates are moving. @media (min-width: 992px){ Charles Schwab savings account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change). padding-left: 20px; .content-paragraph-page.page-transitioning-as-a-team .tile-modal .ti-content{ There doesn't seem to be much in Schwab's numbers to suggest that the firm is in intrinsic trouble--although the somewhat cryptic references to advances from the FHLB in its risk disclosures don't exactly inspire confidence--but the fact remains that the current banking crisis has exposed a weakness in the business that must be sorted out more fully before investors can breathe easy. Some of the best brokers include TD Ameritrade, E*TRADE and Charles Schwab. .sch-tabbed-tiles .ti-image-temp{ .content-paragraph-page.page-transitioning-as-a-team .sch-cw-hero-section .tile-not-a-trendbut-a-movement .ti-text, } Is this happening to you frequently? Build the future you want for your practice with Schwab's expert guidance, technology platform, and hands-on support. font-weight: 300!important; padding: 8px 10px 7px; background-position: 7% 45%; } .bcn-marquee--full-text .bcn-marquee-text-container { .content-paragraph-page.page-benchmarking .tile-explore-more-resources .ti-link-group .ti-link-wrapper .link-item{ The Schwab Mobile Deposit service is subject to certain eligibility requirements, limitations, and other conditions. margin-bottom: -50px; .content-paragraph-page.page-benchmarking .tile-get-started .ti-link-wrapper-1 .link-item.link-item-1:visited, On page 31 of the 10K, the company states that "In January and November 2022, the Company transferred $108.8 billion and $79.8 billion, respectively, of its investment securities from the [Assets For Sale] category to held to maturity." width: 50%; .container-wrapper.sch-cw-hero-banner-section.insights-ideas-hero{ #block-legalfooterlinks { Charles Schwab. color: #005F83; } .page-why-schwab-schwab-difference.content-paragraph-page .ti-wrapper .ti-inner-wrapper .ti-content .ti-text, If a bank holds a bond on its books as held for sale (or available for sale), then these instruments are required to be valued at essentially fair-market value. height: 90px; margin-top: 30px; .content-paragraph-page.page-transitioning-as-a-team .tile-modal .ti-text .transcript-collapse-control .minus{ } .content-paragraph-page.page-transitioning-as-a-team .modal-content { width: 100%; } margin: 0 0 3%; top: -136px; (Bloomberg) -- Global bond markets have declared that the steepest global monetary tightening . } height: 265px; padding-right: 30px; 12. min-height: 350px; opacity: 1; } Optimize your business model and management strategies to position your firm for success. } } } Traders Worldwide Herald End to Rate Hikes After US Bank Run. outline: none; Through Schwab, your clients have access to a wide spectrum of competitive cash solutions to meet both their short- and long-term needs. .article-page .page-header{ } Schwab Bank has one of the best ATM fee reimbursement programs in the game, and the fact that it has no monthly fees or minimum balance requirements is a big bonus. height: 100%; .megachan .level-1 li.login > a { This rate is variable and may change without notice. .page-transitioning-as-a-team .sch-cw-hero-section .tile.tile-with-image .ti-wrapper .ti-inner-wrapper { .page-transitioning-as-a-team .sch-cw-hero-section .tile.tile-with-image.ti-twim-left-sm .ti-wrapper .ti-image { The Charles Schwab Bank is required--per the company's 10K--to have a TCR of at least 5%, with a company-internal target of 6.25%. margin-bottom: 15px; By clicking Sign up, you agree to receive marketing emails from Insider padding-top: 100%; In 2022 Schwab earned $12.2 billion on its interest-bearing assets, while incurring costs of only $1.5 billion on its liabilities. Independent investment advisors are not owned by, affiliated with or supervised by Schwab. How Schwab Intelligent Portfolios works: Charles Schwab has a default cash sweep option with a relatively low interest rate. } background-size: 11px; } The company added an important new paragraph into its risk disclosures this year (emphasis added): When short-term interest rates rise rapidly, as they did in 2022, the pace at which clients move certain cash balances out of our sweep features and into higher yielding alternatives generally increases. color: #0066cc; In addition, to access new FHLB advances or roll over existing advances, our banking subsidiaries must maintain positive tangible capital, as defined by the Federal Housing Finance Agency. 13. } zoom: 2; display: inline; margin-top: 0; .content-paragraph-page.page-transitioning-as-a-team .sch-cw-ipad-download-section .tile.tile-with-image.ti-twim-left-sm .ti-wrapper, . .content-paragraph-page.page-benchmarking .ti-wrapper .field--item{display: none;}*/ Their rates start at 8.325% for loans up to $25,000 and go down the more you borrow, with the lowest rate . @media (min-width: 768px){ Those who are hoping to grow their money quickly . I'm Jonathan and I've been sharing my discoveries about money since 2004. } display: none; transition: 0.3s ease; } } Interactive Brokers uses a tiered system like other firms, but the interest paid is a blended rate based on both your cash balances and the net asset value of your brokerage account. .content-paragraph-page.page-benchmarking .schwab-carousel .ti-inner-wrapper .ti-content{ text-align: center !important; background-image: 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